Investor loan based primarily on rental property cash flow.
A DSCR loan is often used for investment properties where qualification focuses on the property’s rental income compared with the proposed payment. Personal income documentation may be reduced depending on the lender and product.
Good fit for real estate investors buying or refinancing rental properties.
Review usually includes property value, lease or market rent, credit, reserves, property type, and DSCR calculation.
DSCR loans are not generally for primary residences and may have higher pricing or reserve requirements.
This page is for education only. Final approval depends on completed application, credit review, income verification, property eligibility, underwriting, and program guidelines.
Complete the secure application so we can review your goals, income, credit, property, and loan needs.
Use the client portal to upload income, assets, ID, contract, insurance, or other required items.
We compare eligible programs and explain payment, down payment, mortgage insurance, and closing costs.
Your file moves through processing, underwriting, conditions, clear-to-close, and closing.
Start the secure application and we will review your options.
