๐Ÿ FHA๐ŸŽ–๏ธVA๐ŸฆConventional๐ŸŒพUSDA๐ŸกJumboโญFirst-Time Buyer๐Ÿ”„Refinance๐Ÿ’ตCash-Out๐Ÿ“ˆDSCR๐Ÿ“„Bank Statement๐Ÿ˜๏ธInvestment๐ŸงพSelf-Employed๐Ÿ FHA๐ŸŽ–๏ธVA๐ŸฆConventional๐ŸŒพUSDA๐ŸกJumboโญFirst-Time Buyer๐Ÿ”„Refinance๐Ÿ’ตCash-Out๐Ÿ“ˆDSCR๐Ÿ“„Bank Statement๐Ÿ˜๏ธInvestment๐ŸงพSelf-Employed
Loan Program Education

๐Ÿ˜๏ธ Investment Property Loans

Financing options for rental and income-producing properties.

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Definition

Investment property loans help borrowers purchase or refinance homes intended for rental income or investment. Options may include conventional investment loans, DSCR loans, bank statement programs, portfolio loans, and cash-out refinance options.

Who This May Help

Good fit for investors building rental portfolios or using equity to grow.

What We Review

Review includes occupancy, rental income, credit, reserves, down payment, property condition, and cash-flow strategy.

Common Documents

  • Driver license or photo ID
  • Recent pay stubs or income documents
  • W-2s, 1099s, or tax returns when needed
  • Bank statements and asset statements
  • Purchase contract if under contract
  • Insurance, tax, and property details when applicable

Important Note

Investment property loans often require larger down payments and stronger reserves.

This page is for education only. Final approval depends on completed application, credit review, income verification, property eligibility, underwriting, and program guidelines.

How the Process Works

1. Start Secure 1003

Complete the secure application so we can review your goals, income, credit, property, and loan needs.

2. Upload Documents

Use the client portal to upload income, assets, ID, contract, insurance, or other required items.

3. Review Options

We compare eligible programs and explain payment, down payment, mortgage insurance, and closing costs.

4. Move Toward Closing

Your file moves through processing, underwriting, conditions, clear-to-close, and closing.

Ready to see if Investment Property Loans fits?

Start the secure application and we will review your options.

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